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A Chattel Mortgage is an agreement where the financier to take a legal charge over goods (chattels) owned by a borrower to secure repayment of an advance made to the borrower against a particular asset.

Leasing commonly applies to goods such as vehicles, office equipment and machinery. 

The financier purchases the equipment and rents it to you for agreed payments over a fixed term. 

A Hire Purchase contract is where goods are purchased via a series of payments over a fixed period.

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